Kabilio sells the agent to the accountant

Kabilio's pricing page does not sell seats. It sells credit packs: 12,000 credits for €1,548, 48,000 for €4,308, up to 100,000 for €7,998 — one-off payments, pago único, a balance that drains as the software works. That is the first honest thing about the product. Accounting automation is metered work, and Kabilio prices it like metered work.

The company is from Barcelona, founded in 2024 and launched in 2025 by co-CEOs Jose Ojeda and Álex Valls, who have started three companies together. Ojeda grew up around the trade — his father ran a tax and accounting firm — and his estimate of the market is roughly 65,000 asesorías in Spain, the firms that keep the books and file the taxes for small businesses that hand over carrier bags of paperwork every quarter. On 5 November Kabilio announced a €10 million round led by Picus Capital and Visionaries, both returning from the pre-seed, with participation from CDTI, Spain's public innovation agency. Total raised: €14 million.

What the credits buy today is pre-accounting. The Procesador reads client invoices and drafts the full asiento — the accounting entry — claiming 95 per cent reliability and billing itself as 'more than an OCR', because the model interprets the invoice rather than just reading fields off it. The Conciliador pulls in bank movements and proposes matches under rules the firm sets. Everything lands as a proposal; the accountant validates and the entries go into whatever accounting software the firm already runs. Kabilio claims this cuts bookkeeping and reconciliation time by about 60 per cent, a company figure I cannot check, and Ojeda's claim that accountants spend 80 per cent of their time typing is his, not a study's. Customer count: around 100 firms a year ago, nearly 500 now, including Adlanter, Solfico and Gemap.

The new money is for the next step, an agent that goes into beta this month. The pitch is a junior hire you can instruct in plain language: pull invoices out of client inboxes, reconcile the bank, check entries, and chase missing paperwork by email or WhatsApp. Two details make it different from the usual agent announcement. It is not yet a commercial product — Ojeda says so himself. And its autonomy is a dial the firm sets client by client. The machine proposes; the despacho decides how much it may do alone.

The other half is Kabilio Empresas, launched in September: the small business issues invoices — already stamped with the Verifactu mark — connects its bank and watches cash flow, while the figures reach its accountant in real time instead of at the deadline. Valls gave the reason plainly: an agent is only as good as its data, so the clients come onto the same platform. What he did not need to say is the corollary. A business cannot sign up for Empresas directly; it joins through its accountant, who also sets the agent's limits. In a market where every deck says 'AI replaces your accountant', Kabilio sells to the accountant, keeps the signature human, and treats the firm as the channel to roughly 65,000 shop windows. That is either respect for the profession or the shrewdest distribution deal in Spanish software this year. Probably both.

And then there is the cap table. CDTI is the Spanish state's technology investment arm, which means the same government that owns the tax agency co-invested in automating the asesoría's workload. The timing is better than that suggests. On 5 October — one month before this round — the Ministry of Finance announced it would push the Verifactu invoicing-system obligations back again, to October 2028, to line them up with the new mandatory B2B e-invoicing that starts phasing in October 2027. So the state delayed the rule, then bought into the company already selling compliance for it. Kabilio's clients will be 'Verifactu-ready' for two years before anyone has to be. Being early is the product; the deadline moving is marketing you could not buy.

The field is crowded and getting expensive. Belgian Ravical raised a $17 million seed last week for its own accounting-firm platform, Berlin's Integral took €18 million in September, Pennylane raised $200 million in January, and US rival Basis closed $100 million at a $1.15 billion valuation. Most of them pitch the agent to whoever listens. Kabilio's bet is narrower and, I think, more interesting: in a profession that exists because somebody has to sign, sell the machine to the person who signs. Whether the dial stays where the firm left it — once the agent leaves beta and the sales targets arrive — is the thing to watch.

Sources, all read 6 November 2026: Tech Funding News for the founders' background, the unsolicited round and the agent's beta timing; The Next Web and Tech.eu for the round, customer names and the autonomy dial; kabilio.es for the pricing, the 95 per cent claim and the Verifactu-stamped Empresas page; and the Ministry of Finance note of 5 October 2026 for the new October 2028 date. The firm counts and time-saving figures are company-reported. Kabilio is not in our directory. Note for the curious: the product lives at kabilio.es and kabilio.ai — kabilio.com is a 404 belonging to someone else.